/*
Theme Name: Brown & Ferguson Advisory
Theme URI: https://www.bfadvisory.co.za
Author: Brown & Ferguson Advisory
Author URI: https://www.bfadvisory.co.za
Description: Institutional WordPress theme for Brown & Ferguson Advisory, built on the B&F Corporate Identity Standards V3.0 and the V14 design system — deep-slate institutional framework, duotone chess imagery, a signature strategy band, hairline cards and an isolated Private Client gold section. Inter for display, Roboto for text. The public site stays in the Standard Corporate (blue) framework; Private Client gold is scoped to a single section.
Version: 1.0.0
Requires at least: 6.2
Tested up to: 6.5
Requires PHP: 7.4
License: GNU General Public License v2 or later
License URI: https://www.gnu.org/licenses/gpl-2.0.html
Text Domain: brown-ferguson
Tags: custom-menu, featured-images, editor-style, wide-blocks, threaded-comments, translation-ready, blog, finance, accessibility-ready, full-width-template
*/

/* ============================================================
   TOKENS — CI Standards V3.0
   ============================================================ */
:root{
  --bf-slate-900:#0B1520; --bf-slate-850:#101C28; --bf-slate-800:#16222E;
  --bf-slate-700:#1E293B; --bf-slate-600:#2A3744; --bf-slate-500:#5C6A79;
  --bf-slate-400:#8B97A5; --bf-slate-300:#B3BCC6; --bf-slate-200:#E1E6EB;
  --bf-slate-100:#EFF2F5; --bf-slate-050:#F7F9FB; --bf-white:#FFFFFF;
  --bf-blue-700:#004D69; --bf-blue-500:#00769E; --bf-blue-300:#4C9DBA;
  --bf-blue-150:#94C4D6; --bf-blue-050:#E4EFF4;
  --bf-gold-700:#61492B; --bf-gold-500:#946F41; --bf-gold-300:#C0A98C;
  --bf-gold-150:#DFD3C2; --bf-gold-050:#F3EEE7;
  --bf-success:#2F6B45; --bf-error:#9B3A2F;
  --ff-head:"Inter","Helvetica Neue",Arial,sans-serif;
  --ff-body:"Roboto",Arial,sans-serif;
  --bf-container:1180px;
  --bf-section:96px;
  --bf-ease:cubic-bezier(0.65,0,0.35,1);
  --bf-rule:1px solid var(--bf-slate-200);
  --bf-checker:repeating-conic-gradient(rgba(255,255,255,0.030) 0 25%, transparent 0 50%);
  --bf-scrim:linear-gradient(90deg, rgba(8,16,24,0.95) 0%, rgba(8,16,24,0.90) 46%, rgba(8,16,24,0.50) 74%, rgba(8,16,24,0.66) 100%);
}

/* ============================================================
   BASE
   ============================================================ */
*,*::before,*::after{box-sizing:border-box;}
/* No global scroll-behavior:smooth — it animates every mouse-wheel tick in Chrome,
   which makes the wheel feel fast/jumpy. Native wheel scrolling feels smoother.
   Intentional smooth jumps (back-to-top, consultation, #service-* deep-links) pass
   behavior:'smooth' explicitly in JS, so they still animate. */
body{margin:0;background:var(--bf-slate-100);color:var(--bf-slate-700);
  font-family:var(--ff-body);font-size:16px;line-height:1.72;-webkit-font-smoothing:antialiased;}
h1,h2,h3,h4,h5,h6{font-family:var(--ff-head);color:var(--bf-slate-900);letter-spacing:-0.02em;line-height:1.12;margin:0 0 .6em;}
p{margin:0 0 1.1em;}
a{color:var(--bf-blue-500);text-decoration:none;transition:color .2s var(--bf-ease);}
a:hover{color:var(--bf-blue-700);}
img{max-width:100%;height:auto;display:block;}
::selection{background:var(--bf-blue-500);color:#fff;}
:focus-visible{outline:2px solid var(--bf-slate-900);outline-offset:2px;}
.bf-numeric{font-variant-numeric:tabular-nums;letter-spacing:-0.1px;}
.screen-reader-text{position:absolute!important;clip:rect(1px,1px,1px,1px);width:1px;height:1px;overflow:hidden;}
.bf-skip-link{position:absolute;left:-9999px;top:0;background:var(--bf-slate-900);color:#fff;padding:12px 18px;z-index:1000;font-family:var(--ff-head);font-size:13px;}
.bf-skip-link:focus{left:8px;top:8px;}

.bf-container{width:100%;max-width:var(--bf-container);margin:0 auto;padding:0 24px;}
.bf-section{padding:var(--bf-section) 0;}
.bf-section--cloud{background:var(--bf-slate-050);border-block:var(--bf-rule);}
.bf-section--dark{background:var(--bf-slate-900);color:#C7D0D8;}

/* eyebrow / section heading */
.bf-eyebrow{font-family:var(--ff-head);font-size:10.5px;font-weight:600;letter-spacing:2.8px;
  text-transform:uppercase;color:var(--bf-blue-500);margin:0 0 18px;display:block;}
.bf-eyebrow::before{content:"";display:inline-block;width:26px;height:1px;background:currentColor;
  vertical-align:middle;margin-right:13px;}
.bf-section--dark .bf-eyebrow,.bf-hero .bf-eyebrow{color:var(--bf-blue-300);}
.bf-section-heading{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:end;margin-bottom:48px;}
.bf-section-heading h2{font-size:clamp(28px,3.2vw,40px);font-weight:700;letter-spacing:-0.024em;}
.bf-section-heading .bf-lede{margin:0;color:var(--bf-slate-500);font-size:17px;}
.bf-section--dark .bf-section-heading h2{color:#fff;}
.bf-lede{font-size:18px;line-height:1.7;color:var(--bf-slate-500);}

/* ============================================================
   BUTTONS
   ============================================================ */
.bf-button{display:inline-flex;align-items:center;gap:8px;font-family:var(--ff-head);font-weight:600;
  font-size:11.5px;letter-spacing:1.5px;text-transform:uppercase;padding:14px 26px;border:1px solid transparent;
  border-radius:0;cursor:pointer;transition:all .25s var(--bf-ease);text-decoration:none;white-space:nowrap;}
.bf-button--accent{background:var(--bf-blue-500);color:#fff;border-color:var(--bf-blue-500);}
.bf-button--accent:hover{background:var(--bf-blue-700);border-color:var(--bf-blue-700);color:#fff;}
.bf-button--dark{background:var(--bf-slate-900);color:#fff;border-color:var(--bf-slate-900);}
.bf-button--dark:hover{background:var(--bf-slate-700);color:#fff;}
.bf-button--outline{background:transparent;color:var(--bf-slate-900);border-color:var(--bf-slate-900);}
.bf-button--outline:hover{background:var(--bf-slate-900);color:#fff;}
.bf-button--ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,0.34);}
.bf-button--ghost:hover{background:rgba(255,255,255,0.08);border-color:#fff;color:#fff;}
.bf-button--private{background:var(--bf-gold-500);color:#fff;border-color:var(--bf-gold-500);}
.bf-button--private:hover{background:var(--bf-gold-700);border-color:var(--bf-gold-700);color:#fff;}

/* ============================================================
   HEADER — dark institutional
   ============================================================ */
.bf-topbar{background:#070E15;color:var(--bf-slate-300);font-family:var(--ff-head);font-size:11px;
  letter-spacing:.4px;border-bottom:1px solid var(--bf-slate-600);}
.bf-topbar__inner{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:8px 0;flex-wrap:wrap;}
.bf-topbar a{color:#fff;}
.bf-topbar a:hover{color:var(--bf-blue-300);}
.bf-topbar__links{display:flex;gap:18px;align-items:center;}
.bf-topbar__portal{padding:6px 16px;font-size:9.5px;letter-spacing:1px;line-height:1;}

.bf-site-header{position:sticky;top:0;z-index:200;background:var(--bf-slate-900);border-bottom:1px solid var(--bf-slate-600);}
.admin-bar .bf-site-header{top:32px;}
.bf-site-header::after{content:"";position:absolute;left:0;bottom:-1px;width:64px;height:1px;background:var(--bf-blue-500);}
.bf-header-main{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:18px 0;}
.bf-brand{display:inline-flex;align-items:center;text-decoration:none;}
.bf-wordmark{line-height:1;display:inline-flex;flex-direction:column;}
.bf-wordmark__name{font-family:var(--ff-head);font-weight:800;font-size:22px;letter-spacing:-0.015em;color:#fff;}
.bf-wordmark__amp{color:var(--bf-blue-300);}
.bf-wordmark__descriptor{font-family:var(--ff-head);font-size:9px;font-weight:600;letter-spacing:3px;
  text-transform:uppercase;color:var(--bf-slate-400);margin-top:4px;}
.bf-custom-logo img{max-height:48px;width:auto;}
.bf-nav{display:flex;align-items:center;gap:24px;}
.bf-menu,.bf-menu ul{list-style:none;margin:0;padding:0;display:flex;align-items:center;gap:22px;}
.bf-menu a{font-family:var(--ff-head);font-size:11.5px;font-weight:500;letter-spacing:1.5px;text-transform:uppercase;
  color:var(--bf-slate-300);padding-bottom:4px;border-bottom:1px solid transparent;}
.bf-menu a:hover,.bf-menu .current-menu-item>a,.bf-menu .current_page_item>a{color:#fff;border-bottom-color:var(--bf-blue-300);}
.bf-header-cta{display:flex;align-items:center;gap:12px;}
.bf-menu-toggle{display:none;background:transparent;border:1px solid var(--bf-slate-600);color:#fff;
  width:42px;height:42px;cursor:pointer;align-items:center;justify-content:center;}
.bf-menu-toggle span,.bf-menu-toggle span::before,.bf-menu-toggle span::after{content:"";display:block;width:18px;height:2px;background:#fff;position:relative;}
.bf-menu-toggle span::before{position:absolute;top:-6px;}
.bf-menu-toggle span::after{position:absolute;top:6px;}

/* ============================================================
   HERO — full-bleed duotone chess + scrim
   ============================================================ */
.bf-hero{position:relative;overflow:hidden;background:var(--bf-slate-900) url("assets/img/hero.jpg") center/cover no-repeat;
  padding:128px 0 112px;border-bottom:4px solid var(--bf-blue-500);}
.bf-hero::before{content:"";position:absolute;inset:0;z-index:0;background:var(--bf-scrim);}
.bf-hero::after{content:"";position:absolute;left:0;top:0;bottom:0;width:4px;background:var(--bf-blue-500);z-index:1;}
.bf-hero__inner{position:relative;z-index:1;display:grid;grid-template-columns:1.05fr .95fr;gap:64px;align-items:center;}
.bf-hero__content h1{color:#fff;font-weight:700;letter-spacing:-0.028em;font-size:clamp(38px,4.6vw,56px);line-height:1.05;margin-bottom:24px;}
.bf-hero__content h1 .bf-accent{color:var(--bf-blue-300);}
.bf-hero .bf-lede{color:#C7D0D8;max-width:520px;}
.bf-hero__actions{display:flex;gap:14px;margin-top:34px;flex-wrap:wrap;}
.bf-hero__panel{background:var(--bf-slate-850);border:1px solid var(--bf-slate-600);padding:30px;}
.bf-hero__panel h2{color:#fff;font-size:19px;font-weight:600;letter-spacing:-0.01em;}
.bf-hero__panel p{color:var(--bf-slate-400);font-size:14px;}
.bf-stat-list{margin-top:8px;border-top:1px solid var(--bf-slate-600);}
.bf-stat{display:flex;justify-content:space-between;align-items:baseline;padding:12px 0;border-bottom:1px solid var(--bf-slate-600);}
.bf-stat__label{font-family:var(--ff-head);font-size:9.5px;letter-spacing:1.6px;text-transform:uppercase;color:var(--bf-slate-400);}
.bf-stat__value{font-family:var(--ff-head);font-weight:700;color:#fff;font-variant-numeric:tabular-nums;}

/* trust/stats bar */
.bf-trust{background:var(--bf-slate-900);border-top:1px solid var(--bf-slate-600);padding:40px 0;}
.bf-trust__grid{display:grid;grid-template-columns:repeat(5,1fr);gap:24px;}
.bf-trust__item{border-left:1px solid var(--bf-slate-600);padding-left:22px;}
.bf-trust__value{font-family:var(--ff-head);font-weight:700;font-size:32px;color:#fff;letter-spacing:-0.015em;font-variant-numeric:tabular-nums;}
.bf-trust__label{font-family:var(--ff-head);font-size:9.5px;letter-spacing:1.8px;text-transform:uppercase;color:var(--bf-slate-400);margin-top:8px;}

/* ============================================================
   CARDS
   ============================================================ */
.bf-card-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;}
.bf-card-grid--three{grid-template-columns:repeat(3,1fr);}
.bf-card{background:#fff;border:1px solid var(--bf-slate-200);padding:32px 28px;transition:border-color .3s var(--bf-ease),box-shadow .3s var(--bf-ease);}
.bf-card:hover{border-color:var(--bf-blue-500);box-shadow:inset 3px 0 0 var(--bf-blue-500);}
.bf-card__number{font-family:var(--ff-head);font-weight:800;font-size:32px;color:var(--bf-slate-200);display:block;margin-bottom:10px;}
.bf-card h3{font-size:18px;font-weight:600;letter-spacing:-0.01em;}
.bf-card p{color:var(--bf-slate-500);font-size:14.5px;margin-bottom:.6em;}
.bf-card a{font-family:var(--ff-head);font-size:11px;font-weight:600;letter-spacing:1.2px;text-transform:uppercase;}
.bf-card--keyline{border-left:3px solid var(--bf-blue-500);}
.bf-card__top{display:flex;align-items:center;justify-content:space-between;margin-bottom:16px;}
.bf-card__top .bf-card__number{margin-bottom:0;}
.bf-card__icon{width:46px;height:46px;display:inline-flex;align-items:center;justify-content:center;font-size:20px;flex:none;}
.bf-card--pillar a{display:inline-block;margin-top:14px;font-family:var(--ff-head);font-size:11px;font-weight:600;letter-spacing:1.2px;text-transform:uppercase;color:var(--bf-blue-500);}
.bf-card--pillar a:hover{color:var(--bf-blue-700);}
.bf-icon{width:44px;height:44px;background:var(--bf-blue-050);display:inline-flex;align-items:center;justify-content:center;margin-bottom:16px;}
.bf-icon svg{width:22px;height:22px;fill:none;stroke:var(--bf-blue-700);stroke-width:1.6;}

/* why choose us */
.bf-why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;}
.bf-why-card{background:#fff;border:1px solid var(--bf-slate-200);padding:28px;transition:border-color .3s var(--bf-ease),box-shadow .3s var(--bf-ease);}
.bf-why-card:hover{border-color:var(--bf-blue-500);box-shadow:inset 3px 0 0 var(--bf-blue-500);}
.bf-why-card__icon{width:44px;height:44px;background:var(--bf-blue-050);display:inline-flex;align-items:center;justify-content:center;margin-bottom:16px;font-size:22px;color:var(--bf-blue-700);}
.bf-why-card h3{font-size:16px;font-weight:600;margin-bottom:8px;}
.bf-why-card p{color:var(--bf-slate-500);font-size:14px;line-height:1.7;margin:0;}

/* two firms */
.bf-firms-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;}
.bf-firm-card{background:#fff;border:1px solid var(--bf-slate-200);padding:36px;display:flex;flex-direction:column;}
.bf-firm-card__badge{display:inline-block;font-family:var(--ff-head);font-size:10px;font-weight:600;letter-spacing:1.6px;text-transform:uppercase;color:var(--bf-blue-500);margin-bottom:14px;}
.bf-firm-card h3{font-size:20px;margin-bottom:18px;}
.bf-firm-card__list{list-style:none;margin:0 0 22px;padding:0;}
.bf-firm-card__list li{position:relative;padding-left:24px;margin-bottom:10px;color:var(--bf-slate-700);font-size:14.5px;}
.bf-firm-card__list li::before{content:"";position:absolute;left:0;top:7px;width:6px;height:6px;background:var(--bronze);}
.bf-firm-card__for{border-top:1px solid var(--bf-slate-200);padding-top:18px;margin-top:auto;}
.bf-firm-card__for span{display:block;font-family:var(--ff-head);font-size:10px;font-weight:600;letter-spacing:1.6px;text-transform:uppercase;color:var(--bf-slate-400);margin-bottom:6px;}
.bf-firm-card__for p{color:var(--bf-slate-500);font-size:14px;margin:0;}

/* technology partners */
.bf-tech-partners{background:var(--bf-slate-050);border-block:var(--bf-rule);text-align:center;padding-block:56px;}
.bf-tech-partners__title{font-family:var(--ff-head);text-transform:uppercase;letter-spacing:2.6px;color:var(--bf-slate-500);font-weight:600;font-size:10.5px;margin-bottom:28px;}
.bf-tech-partners__grid{display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:20px 28px;}
.bf-partner-logo{display:inline-flex;align-items:center;justify-content:center;width:184px;height:64px;padding:0 24px;background:#fff;border:1px solid var(--bf-slate-200);}
.bf-partner-logo img{max-height:30px;max-width:132px;width:auto;object-fit:contain;}
.bf-partner-logo--mark img{max-height:46px;max-width:60px;} /* compact circle marks (Xero) sized up to match wordmark weight */

@media (max-width:900px){.bf-why-grid{grid-template-columns:1fr 1fr;}.bf-firms-grid{grid-template-columns:1fr;}}
@media (max-width:560px){.bf-why-grid{grid-template-columns:1fr;}}

/* framework strip (01/02/03) */
.bf-framework-strip{background:var(--bf-slate-900);}
.bf-framework-strip__grid{display:grid;grid-template-columns:repeat(3,1fr);}
.bf-framework-strip__item{padding:26px 0;border-left:1px solid var(--bf-slate-600);padding-left:22px;}
.bf-framework-strip__item span{font-family:var(--ff-head);font-size:11px;letter-spacing:2px;color:var(--bf-blue-300);}
.bf-framework-strip__item strong{display:block;color:#fff;font-family:var(--ff-head);font-weight:600;margin-top:6px;}

/* ============================================================
   STATEMENT BAND — full-bleed editorial photo
   ============================================================ */
.bf-statement{position:relative;min-height:58vh;display:flex;align-items:center;overflow:hidden;
  background:var(--bf-slate-900) url("assets/img/hero.jpg") center/cover no-repeat;
  border-block:1px solid var(--bf-slate-600);}
.bf-statement::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(8,16,24,0.86),rgba(8,16,24,0.30) 72%,rgba(8,16,24,0.52));}
.bf-statement__inner{position:relative;z-index:1;width:100%;}
.bf-statement h2{color:#fff;font-weight:700;font-size:clamp(34px,4.6vw,56px);letter-spacing:-0.028em;line-height:1.05;max-width:760px;margin-bottom:24px;}
.bf-statement p{color:#C7D0D8;font-size:18px;max-width:560px;margin-bottom:30px;}

/* ============================================================
   STRATEGY BAND — chess "how we play"
   ============================================================ */
.bf-strategy{position:relative;overflow:hidden;background:var(--bf-slate-900) url("assets/img/band.jpg") center/cover no-repeat;
  border-block:1px solid var(--bf-slate-600);}
.bf-strategy::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(8,16,24,0.95),rgba(8,16,24,0.66) 52%,rgba(8,16,24,0.44));}
.bf-strategy__inner{position:relative;z-index:1;display:grid;grid-template-columns:1fr 1.15fr;gap:72px;align-items:start;}
.bf-strategy h2{color:#fff;font-weight:700;font-size:clamp(30px,3.6vw,42px);letter-spacing:-0.026em;line-height:1.08;margin-bottom:18px;}
.bf-strategy__lead{color:#C7D0D8;font-size:16px;max-width:380px;margin-bottom:28px;}
.bf-board{width:280px;height:280px;display:block;}
.bf-strategy__img{margin:6px 0 14px;max-width:420px;overflow:hidden;border:1px solid var(--bf-slate-200);}
.bf-strategy__img img{display:block;width:100%;height:190px;object-fit:cover;object-position:center;}
.bf-board-caption{font-family:var(--ff-head);font-size:10px;letter-spacing:1.6px;text-transform:uppercase;color:var(--bf-slate-500);margin-top:14px;}
.bf-stage{display:flex;gap:24px;padding:28px 0;border-bottom:1px solid var(--bf-slate-600);}
.bf-stage:first-child{padding-top:0;}
.bf-stage__glyph{font-size:34px;color:var(--bf-blue-300);line-height:1;width:44px;flex-shrink:0;text-align:center;}
.bf-stage__no{font-family:var(--ff-head);font-size:10px;font-weight:600;letter-spacing:2.2px;text-transform:uppercase;color:var(--bf-slate-500);margin-bottom:6px;}
.bf-stage h3{color:#fff;font-size:17px;font-weight:600;margin-bottom:8px;}
.bf-stage p{color:var(--bf-slate-400);font-size:14px;margin:0;}

/* ============================================================
   PRIVATE CLIENT — isolated gold section
   ============================================================ */
.bf-private{background:var(--bf-slate-900);position:relative;overflow:hidden;}
.bf-private::before{content:"";position:absolute;inset:0 0 0 auto;width:42%;background-image:var(--bf-checker);background-size:104px 104px;}
.bf-private__inner{position:relative;z-index:1;display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center;}
.bf-private .bf-eyebrow{color:var(--bf-gold-300);}
.bf-private h2{color:#fff;font-size:clamp(26px,3vw,34px);font-weight:700;letter-spacing:-0.02em;}
.bf-private p{color:#C7D0D8;}
.bf-private__panel{border-left:2px solid var(--bf-gold-500);padding-left:28px;}
.bf-private__item{display:flex;gap:18px;padding:18px 0;border-bottom:1px solid rgba(192,169,140,0.25);}
.bf-private__item span{font-family:var(--ff-head);font-weight:700;color:var(--bf-gold-300);}
.bf-private__item strong{color:#fff;font-family:var(--ff-head);display:block;margin-bottom:4px;}
.bf-private__item p{color:var(--bf-slate-400);font-size:14px;margin:0;}
.bf-private__notice{position:relative;z-index:1;margin-top:36px;border-top:1px solid var(--bf-slate-600);padding-top:18px;display:flex;gap:18px;}
.bf-private__notice span{font-family:var(--ff-head);font-size:10px;letter-spacing:1.6px;text-transform:uppercase;color:var(--bf-gold-300);white-space:nowrap;}
.bf-private__notice p{color:var(--bf-slate-400);font-size:13px;margin:0;}

/* ============================================================
   INSIGHTS
   ============================================================ */
.bf-post-card{background:#fff;border:1px solid var(--bf-slate-200);overflow:hidden;transition:border-color .3s var(--bf-ease),box-shadow .3s var(--bf-ease);display:flex;flex-direction:column;}
.bf-post-card:hover{border-color:var(--bf-blue-500);box-shadow:inset 0 3px 0 var(--bf-blue-500);}
.bf-post-card__thumb{height:180px;background:var(--bf-slate-800) url("assets/img/band.jpg") center/cover;background-blend-mode:multiply;}
.bf-post-card__thumb--blue{background-color:var(--bf-blue-700);}
.bf-post-card__thumb--gold{background-color:var(--bf-gold-700);}
.bf-post-card__thumb--green{background-color:var(--bf-success);}
.bf-post-card__body{padding:24px;flex:1;display:flex;flex-direction:column;}
.bf-post-card__meta{font-family:var(--ff-head);font-size:10px;letter-spacing:1.4px;text-transform:uppercase;color:var(--bf-blue-500);margin-bottom:10px;}
.bf-post-card__title{font-size:18px;font-weight:600;letter-spacing:-0.01em;margin-bottom:10px;}
.bf-post-card__title a{color:var(--bf-slate-900);}
.bf-post-card__title a:hover{color:var(--bf-blue-700);}
.bf-post-card__excerpt{color:var(--bf-slate-500);font-size:14px;flex:1;}
.bf-post-card__link{font-family:var(--ff-head);font-size:11px;font-weight:600;letter-spacing:1.2px;text-transform:uppercase;margin-top:8px;}

/* ============================================================
   CTA BAND
   ============================================================ */
.bf-cta{background:var(--bf-slate-900) url("assets/img/band.jpg") center/cover no-repeat;position:relative;overflow:hidden;}
.bf-cta::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(8,16,24,0.92),rgba(8,16,24,0.50) 58%,rgba(8,16,24,0.72));}
.bf-cta__inner{position:relative;z-index:1;display:grid;grid-template-columns:1.3fr .7fr;gap:40px;align-items:center;}
.bf-cta h2{color:#fff;font-size:clamp(26px,3vw,34px);font-weight:700;letter-spacing:-0.022em;}
.bf-cta p{color:#C7D0D8;}
.bf-contact-lines{list-style:none;margin:0 0 16px;padding:0;}
.bf-contact-lines a{color:#fff;font-family:var(--ff-head);}

/* ============================================================
   FOOTER
   ============================================================ */
.bf-site-footer{background:var(--bf-slate-900);border-top:4px solid var(--bf-blue-500);position:relative;overflow:hidden;padding:72px 0 36px;}
.bf-footer-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;}
.bf-footer-grid--five{grid-template-columns:1.5fr 1fr 1fr 1fr 1fr;}
.bf-footer-badges{position:relative;z-index:1;display:flex;flex-wrap:wrap;justify-content:center;gap:14px 28px;padding-bottom:24px;margin-bottom:32px;border-bottom:1px solid var(--bf-slate-600);}
.bf-footer-badges span{display:inline-flex;align-items:center;gap:8px;color:var(--bf-slate-400);font-size:12px;}
.bf-footer-badges i{color:var(--bf-blue-300);font-size:18px;}
.bf-footer-private{color:var(--bf-gold-300)!important;}
.bf-footer-private:hover{color:var(--bf-gold-150)!important;}
@media (max-width:900px){.bf-footer-grid--five{grid-template-columns:1fr 1fr;}}
.bf-footer-brand .bf-wordmark__name{font-size:24px;}
.bf-footer-brand p{color:var(--bf-slate-400);font-size:14px;margin-top:14px;max-width:280px;}
.bf-footer-col h4{font-family:var(--ff-head);font-size:10.5px;font-weight:600;letter-spacing:2.2px;text-transform:uppercase;color:var(--bf-slate-400);margin-bottom:14px;}
.bf-footer-col ul{list-style:none;margin:0;padding:0;}
.bf-footer-col li{margin-bottom:8px;}
.bf-footer-col a{color:var(--bf-slate-400);font-size:14px;}
.bf-footer-col a:hover{color:#fff;}
.bf-footer-bottom{position:relative;z-index:1;border-top:1px solid var(--bf-slate-600);margin-top:40px;padding-top:24px;
  display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap;color:var(--bf-slate-500);font-size:12.5px;}
.bf-footer-disclosure{color:var(--bf-slate-500);font-size:11.5px;line-height:1.7;max-width:760px;margin-top:18px;}

/* ============================================================
   CONTENT (single / page / archive)
   ============================================================ */
.bf-page-header{background:var(--bf-slate-900);padding:80px 0;border-bottom:4px solid var(--bf-blue-500);position:relative;overflow:hidden;}
.bf-page-header::before{content:"";position:absolute;inset:0 0 0 auto;width:40%;background-image:var(--bf-checker);background-size:104px 104px;}
.bf-page-header__inner{position:relative;z-index:1;}
.bf-page-header h1{color:#fff;font-size:clamp(30px,3.6vw,46px);font-weight:700;letter-spacing:-0.026em;}
.bf-page-header p{color:#C7D0D8;max-width:620px;}
.bf-article{max-width:760px;margin:0 auto;}
.bf-article .entry-content{font-size:17px;}
.bf-article .entry-content h2{font-size:26px;margin-top:1.6em;}
.bf-article .entry-content h3{font-size:20px;margin-top:1.4em;}
.bf-article blockquote{border-left:3px solid var(--bf-blue-500);margin:1.4em 0;padding:.4em 0 .4em 24px;color:var(--bf-slate-700);font-style:italic;}
.bf-meta{font-family:var(--ff-head);font-size:11px;letter-spacing:1.2px;text-transform:uppercase;color:var(--bf-slate-500);margin-bottom:10px;}
table{width:100%;border-collapse:collapse;font-variant-numeric:tabular-nums;margin:1.2em 0;}
th,td{text-align:left;padding:10px 14px;border-bottom:1px solid var(--bf-slate-200);}
thead th{background:var(--bf-slate-900);color:#fff;font-family:var(--ff-head);font-size:12px;letter-spacing:.4px;}
.bf-table-wrap{overflow-x:auto;border:1px solid var(--bf-slate-200);}
.bf-table-wrap table{margin:0;}

/* pagination, search */
.bf-pagination{display:flex;gap:8px;margin-top:48px;justify-content:center;}
.bf-pagination a,.bf-pagination span{font-family:var(--ff-head);font-size:13px;padding:10px 14px;border:1px solid var(--bf-slate-200);color:var(--bf-slate-700);}
.bf-pagination .current{background:var(--bf-slate-900);color:#fff;border-color:var(--bf-slate-900);}
.bf-search-form{display:flex;gap:8px;}
.bf-search-form input[type=search]{flex:1;padding:12px 14px;border:1px solid var(--bf-slate-200);font-family:var(--ff-body);}

/* ============================================================
   CALCULATORS
   ============================================================ */
.bf-calc-tabs{display:flex;flex-wrap:wrap;gap:8px;justify-content:center;margin-bottom:32px;}
.bf-calc-tab{font-family:var(--ff-head);font-size:10.5px;font-weight:600;letter-spacing:.9px;text-transform:uppercase;
  padding:12px 18px;background:#fff;border:1px solid var(--bf-slate-200);color:var(--bf-slate-500);cursor:pointer;}
.bf-calc-tab:hover{background:var(--bf-slate-050);color:var(--bf-slate-900);border-color:var(--bf-slate-500);}
.bf-calc-tab.is-active{background:var(--bf-slate-900);color:#fff;border-color:var(--bf-slate-900);box-shadow:inset 0 -3px 0 var(--bf-blue-500);}
.bf-calc-panels{display:grid;grid-template-columns:1fr 1fr;gap:24px;align-items:start;}
.bf-calc-panel{display:none;}
.bf-calc-panel.is-active{display:contents;}
.bf-calc-form{background:#fff;border:1px solid var(--bf-slate-200);padding:28px;}
.bf-calc-form h3{font-size:18px;}
.bf-calc-field{margin-bottom:16px;}
.bf-calc-field label{display:block;font-family:var(--ff-head);font-size:12px;font-weight:600;color:var(--bf-slate-700);margin-bottom:6px;}
.bf-calc-field input,.bf-calc-field select{width:100%;padding:12px 14px;border:1px solid var(--bf-slate-200);font-family:var(--ff-body);font-size:15px;}
.bf-calc-field input:focus,.bf-calc-field select:focus{outline:none;border-color:var(--bf-blue-500);}
.bf-calc-check{display:flex;align-items:center;gap:8px;font-size:13px;color:var(--bf-slate-700);margin-bottom:16px;}
.bf-calc-run{width:100%;justify-content:center;}
.bf-calc-result{background:var(--bf-slate-900);border:1px solid var(--bf-slate-600);padding:28px;min-height:200px;color:#C7D0D8;}
.bf-calc-result .bf-result-empty{color:var(--bf-slate-500);text-align:center;padding:40px 0;}
.bf-calc-result h4{color:var(--bf-slate-400);font-family:var(--ff-head);font-size:12px;font-weight:600;letter-spacing:.4px;text-align:center;margin-bottom:4px;}
.bf-calc-result .bf-result-big{font-family:var(--ff-head);font-weight:800;font-size:38px;color:var(--bf-blue-300);text-align:center;letter-spacing:-0.02em;}
.bf-calc-result .bf-result-sub{text-align:center;color:var(--bf-slate-500);font-size:12px;margin-bottom:18px;}
.bf-result-row{display:flex;justify-content:space-between;padding:8px 0;border-top:1px solid var(--bf-slate-600);font-size:14px;}
.bf-result-row span{color:var(--bf-slate-400);}
.bf-result-row strong{color:#fff;font-variant-numeric:tabular-nums;}
.bf-calc-disclaimer{font-size:12px;color:var(--bf-slate-500);margin-top:18px;text-align:center;}

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width:1024px){
  .bf-card-grid{grid-template-columns:repeat(2,1fr);}
  .bf-trust__grid{grid-template-columns:repeat(2,1fr);gap:18px;}
}
/* nav switches to the slide-in mobile menu early enough that the full-width
   horizontal nav never crowds (9 items + CTA need room). */
@media (max-width:1150px){
  .bf-nav{position:fixed;inset:0 0 0 auto;width:min(82vw,320px);background:var(--bf-slate-900);flex-direction:column;align-items:flex-start;justify-content:flex-start;padding:90px 28px 28px;gap:0;transform:translateX(100%);transition:transform .3s var(--bf-ease);border-left:1px solid var(--bf-slate-600);z-index:210;overflow-y:auto;}
  .bf-site-header.is-open .bf-nav{transform:translateX(0);}
  .bf-menu{flex-direction:column;align-items:flex-start;gap:0;width:100%;}
  .bf-menu li{width:100%;border-bottom:1px solid var(--bf-slate-600);}
  .bf-menu a{display:block;padding:14px 0;}
  .bf-header-cta{display:flex;width:100%;margin-top:22px;}
  .bf-header-cta .bf-button{width:100%;justify-content:center;}
  .bf-menu-toggle{display:inline-flex;}
}
@media (max-width:860px){
  :root{--bf-section:64px;}
  .bf-hero__inner,.bf-strategy__inner,.bf-private__inner,.bf-section-heading,.bf-cta__inner,.bf-calc-panels,.bf-footer-grid{grid-template-columns:1fr;gap:36px;}
  .bf-framework-strip__grid{grid-template-columns:1fr;}
  .bf-calc-panel.is-active{display:block;}
  .bf-calc-panel.is-active .bf-calc-result{margin-top:16px;}
}

/* WP core helpers */
.aligncenter{margin-inline:auto;}
.alignwide{max-width:1180px;}
.wp-caption-text,.gallery-caption{font-size:13px;color:var(--bf-slate-500);}
.sticky,.bypostauthor{}

/* ============================================================
   LIGHTER PALETTE OVERRIDE (v1)
   Converts the dark-slate section BACKGROUNDS on the homepage to a
   soft grey with dark, readable text. Header stays dark (handled
   elsewhere). Footer + calculator result panels intentionally left
   dark for now. Self-contained: delete this block to revert.
   ============================================================ */
:root{ --bf-band:#EAEEF3; }   /* the light "grey" replacing dark bands */

/* ---- HERO ---- */
.bf-hero{ background:var(--bf-band) !important; border-bottom:1px solid var(--bf-slate-200); }
.bf-hero::before{ display:none !important; }                 /* drop the dark photo scrim */
.bf-hero__content h1{ color:var(--bf-slate-900) !important; }
.bf-hero__content h1 .bf-accent{ color:var(--bf-blue-500) !important; }
.bf-hero .bf-lede{ color:var(--bf-slate-500) !important; }
.bf-hero .bf-eyebrow{ color:var(--bf-blue-500) !important; }
.bf-hero__panel{ background:#fff !important; border-color:var(--bf-slate-200) !important; }
.bf-hero__panel h2{ color:var(--bf-slate-900) !important; }
.bf-hero__panel p{ color:var(--bf-slate-500) !important; }
.bf-stat-list,.bf-stat{ border-color:var(--bf-slate-200) !important; }
.bf-stat__value{ color:var(--bf-slate-900) !important; }
.bf-hero .bf-button--ghost{ border:1px solid var(--bf-slate-300); color:var(--bf-slate-900); background:transparent; }
.bf-hero .bf-button--ghost:hover{ background:var(--bf-slate-900); color:#fff; border-color:var(--bf-slate-900); }

/* ---- TRUST BAR ---- */
.bf-trust{ background:var(--bf-slate-050) !important; border-top:1px solid var(--bf-slate-200); border-bottom:1px solid var(--bf-slate-200); }
.bf-trust__item{ border-left-color:var(--bf-slate-200) !important; }
.bf-trust__value{ color:var(--bf-slate-900) !important; }
.bf-trust__label{ color:var(--bf-slate-500) !important; }

/* ---- STATEMENT BAND ---- */
.bf-statement{ background:var(--bf-band) !important; min-height:auto; padding:96px 0; border-top:1px solid var(--bf-slate-200); border-bottom:1px solid var(--bf-slate-200); }
.bf-statement::before{ display:none !important; }
.bf-statement h2{ color:var(--bf-slate-900) !important; }
.bf-statement p{ color:var(--bf-slate-500) !important; }

/* ---- STRATEGY BAND ---- */
.bf-strategy{ background:var(--bf-band) !important; border-top:1px solid var(--bf-slate-200); border-bottom:1px solid var(--bf-slate-200); }
.bf-strategy::before{ display:none !important; }
.bf-strategy h2{ color:var(--bf-slate-900) !important; }
.bf-strategy__lead{ color:var(--bf-slate-500) !important; }
.bf-stage{ border-bottom-color:var(--bf-slate-200) !important; }
.bf-stage__glyph{ color:var(--bf-blue-500) !important; }
.bf-stage h3{ color:var(--bf-slate-900) !important; }
.bf-stage p{ color:var(--bf-slate-500) !important; }

/* ---- PRIVATE CLIENT (kept distinct but light — soft cream) ---- */
.bf-private{ background:var(--bf-gold-050) !important; border-top:1px solid var(--bf-gold-150); border-bottom:1px solid var(--bf-gold-150); }
.bf-private::before{ display:none !important; }
.bf-private h2{ color:var(--bf-slate-900) !important; }
.bf-private p{ color:var(--bf-slate-500) !important; }
.bf-private .bf-eyebrow{ color:var(--bf-gold-500) !important; }
.bf-private__item strong{ color:var(--bf-slate-900) !important; }
.bf-private__item span{ color:var(--bf-gold-500) !important; }
.bf-private__item p{ color:var(--bf-slate-500) !important; }
.bf-private__item{ border-bottom-color:var(--bf-gold-150) !important; }
.bf-private__notice{ border-top-color:var(--bf-gold-150) !important; }
.bf-private__notice span{ color:var(--bf-gold-500) !important; }
.bf-private__notice p{ color:var(--bf-slate-500) !important; }

/* ---- CTA BAND ---- */
.bf-cta{ background:var(--bf-band) !important; border-top:1px solid var(--bf-slate-200); }
.bf-cta::before{ display:none !important; }
.bf-cta h2{ color:var(--bf-slate-900) !important; }
.bf-cta p{ color:var(--bf-slate-500) !important; }
.bf-contact-lines a{ color:var(--bf-slate-900) !important; }

/* ---- generic dark sections ---- */
.bf-section--dark{ background:var(--bf-band) !important; color:var(--bf-slate-700) !important; }
.bf-section--dark .bf-section-heading h2,.bf-section--dark h2{ color:var(--bf-slate-900) !important; }
.bf-section--dark .bf-eyebrow{ color:var(--bf-blue-500) !important; }

/* ---- CALCULATOR RESULT PANELS -> light (scoped to .bf-calc only, so the
        inner-page dark panels on Services/Investing/Contact stay dark) ---- */
.bf-calc [style*="#0B1520"]{ background:var(--bf-band) !important; color:var(--bf-slate-700) !important; border:1px solid var(--bf-slate-200); }
.bf-calc [style*="#0B1520"] [style*="#fff"]{ color:var(--bf-slate-900) !important; }
.bf-calc [style*="#0B1520"] [style*="#C7D0D8"]{ color:var(--bf-slate-500) !important; }
.bf-calc [style*="#0B1520"] [style*="rgba(255,255,255,0.05)"],
.bf-calc [style*="#0B1520"] [style*="rgba(255, 255, 255, 0.05)"]{ background:rgba(11,21,32,0.05) !important; }
.bf-calc [style*="#0B1520"] [style*="rgba(255,255,255,0.1)"],
.bf-calc [style*="#0B1520"] [style*="rgba(255, 255, 255, 0.1)"]{ border-color:var(--bf-slate-200) !important; }
.bf-calc [style*="#0B1520"] [style*="#2A3744"]{ border-color:var(--bf-slate-200) !important; }
.bf-calc [style*="#0B1520"] [style*="#8B97A5"]{ color:var(--bf-slate-500) !important; }